Buying your first home, moving, investing or reviewing an existing mortgage? We help you understand what you may be able to borrow, compare suitable options and prepare an application lenders can assess clearly.
The same team keeps you updated at every stage.
Tell us where you are today. We explain the options that are realistic for your situation, before you commit to anything.
Understand the process, upfront costs and what you may be able to borrow before you choose a property. See home purchase mortgage assistance.
Plan the finance for selling, upgrading or buying your next home in the UAE, and how the timing fits together.
Explore finance options for a residential investment purchase and how repayments sit alongside your other commitments.
Review your current mortgage and whether a refinance or buy-out could work better for you now. See refinancing and buyout assistance.
The property price is only part of the picture. We list every cost that applies to your purchase, so your budget holds from offer to handover.
The share of the price you pay yourself. The minimum depends on the property value, whether it is your first home and your residency status. Buying from abroad? See non-resident mortgage assistance.
Government fees to register the property transfer and the mortgage. They differ between emirates.
Processing and valuation fees charged by the lender, set out in its offer.
Agent commission and, if you use one, a conveyancer to manage the transfer.
Lenders usually ask for life cover, and often property insurance, for the length of the loan.
Service charges and maintenance, which affect what you can comfortably repay each month.
Amounts depend on the emirate, the lender and the property. We confirm the costs that apply to your case before you commit.
A clear picture of your finances makes every later step simpler. In your first consultation we walk through the points lenders consider, in plain language.
Your income, existing commitments and a comfortable monthly repayment.
What you need to set aside beyond the property price, so there are no surprises.
How fixed and variable periods, loan length and fees affect what you pay over time.
What the lender needs for your case and how to line it up with your purchase.
Move the sliders to see how price, down payment, rate and term change a monthly payment.
Assumes a fixed rate for the whole term and excludes fees and insurance. For more detail, open the full mortgage calculator.
If your question is not here, ask us directly. We are happy to explain.
No. ASK Financial Services helps you understand your options and prepare your application. Rates, terms and approval are decided by the bank or finance provider.
It depends on the lender, the property value, whether it is your first property and your residency status. We confirm what applies to you at the start.
Yes. We can help you understand what you may be able to borrow first, so you search with a realistic budget.
No. It is an estimate based on the figures you enter. Your actual rate, fees and eligibility are decided by the lender.
Many clients combine more than one service. We can look at the full picture in a single consultation.
Share a few details and an ASK advisor will get back to you to discuss your options.
